Dealing with debt
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About this course
This two-morning course will enable you to assess which of a client’s debts should be given priority, in order to try to avoid the loss of their home, essential goods or services and imprisonment.
It will also assist you to be able to create a budget with a client, maximise their income and identify options available to them for dealing with their debts.
The course covers:
- Causes of debt
- Different types of debts and how to categorise them as priority or non-priority
- Enforcement of priority debts
- Enforcement of non-priority debts, including an overview of the county court money claims process
- Creating a budget (financial statement) with a client and maximising income
- Informal options for dealing with debts
- An overview of the formal options of bankruptcy, debt relief order, IVA and administration order
This training course is aimed at those who are new to money advice and those for whom money advice forms part of their role, for example, those working in housing, benefits or community work.
Method of delivery and timings
This full-day equivalent, introductory-level course, is delivered online via Zoom over two consecutive mornings. It runs from 10am to 1pm on each day, with a half hour break between 11.15-11.45.
It is a practical course delivered using a combination of trainer presentation, exercises and group discussion. Participants will need a Wi-Fi connection and a suitable device to access the internet. It is not recommended to join via a mobile phone.