Deductions: UC | CPAG

These letters can be used to challenge the level of deductions from UC where your client is experiencing financial hardship.


JR34 Refusal to reduce rent arrears deduction below 20% (when total deductions are less than 30%) (last updated April 2020)

JR33 UC Deductions exceed 30% of standard allowance (last updated October 2019) (client not in work - deductions in this letter include UC advances, rent arrears and a tax credit o/p, the total of which exceed 30% of the client's standard allowance) (last updated Nov 2019) This letter is complex, please contact us for assistance including if your client does not have all / has different deductions than detailed in the template. There is an index to the letter at end of the document, you may find it useful to look at this first to see how the letter is structured and what changes you will need to make. Note that when you have finished, you need to update the index to include page numbers.

JR55 Refusal to reduce deductions for fines below 30% (last updated Nov 2019)

JR86 Refusal to reduce deduction for recovery of hardship payments (last updated June 2020) 

COVID-19 response

In response to COVID-19 DWP have announced that for 3 months from April 2020:

Deductions for the recovery of Universal Credit and legacy benefit overpayments, Social Fund loans and Tax Credit debts will be paused.

The majority of deductions will be suspended automatically, however if you currently make repayments through a Bank Standing Order, Bank Giro Credit or through online banking, please contact your bank to cancel your arrangement.

The recovery of advances by deduction from Universal Credit payments will continue. 


Judicial review litigation

Please let us know if DWP refuse to exercise discretion in response to these letters. 2 negative decisions have been reported in response to JR55 and representation has been secured to issue judicial review proceedings.  

Please also let us know if DWP refuse to reduce the level of deductions for a UC advance in response to JR33 or otherwise.