Secure futures | CPAG

Secure futures

Why give money to people who ‘don’t need it’? The case against intensive means-testing

05 November 2019
Having a targeted safety net – or means-testing – can consistently miss the mark. While it’s supposed to target social security payments, it is not always the most effective way to reach the people we might define as ‘needing help most’. Perhaps counter-intuitively, more universal support, such as child benefit for families with children, or personal independence payment (PIP) for certain people with disabilities, may reach more of the target group, but simply and without stigma.

The problem with means-testing

04 November 2019
As part of our Secure Futures for Children and Families project, our CEO Alison Garnham looks at the problems with means-testing in the social security system.  

Income security for families with children

01 November 2019
Low-income families are faced with ongoing challenges in budgeting and balancing the regular costs of living with meeting the need for more occasional and one-off items. But it is not just expenditure that is ‘lumpy’ in this way. Income can also come into households at different times and in different amounts. Research with families looking in depth at money management highlights something of a paradox in the juggling of low income.

Social security – where have we been and where are we going?

10 October 2019
As our Secure Futures for Children and Families gets underway, our CEO Alison Garnham looks back and the history of the social security system, what has gone wrong and what the future could look like. 

Secure Futures for Children and Families: Where we are now and what needs to change

10 October 2019
Secure Futures for Children and Families will ask the question: What does a social security system that provides a secure future for children and families look like? This launch paper sets out where the social security system is now and what needs to change.