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Defective claims for universal credit and date of claim

Whether creating a universal credit account and clicking "Make a claim" is sufficient to count as a defective claim for universal credit?

Why give money to people who ‘don’t need it’? The case against intensive means-testing

05 November 2019
Having a targeted safety net – or means-testing – can consistently miss the mark. While it’s supposed to target social security payments, it is not always the most effective way to reach the people we might define as ‘needing help most’. Perhaps counter-intuitively, more universal support, such as child benefit for families with children, or personal independence payment (PIP) for certain people with disabilities, may reach more of the target group, but simply and without stigma.

The problem with means-testing

04 November 2019
As part of our Secure Futures for Children and Families project, our CEO Alison Garnham looks at the problems with means-testing in the social security system.  

Income security for families with children

01 November 2019
Low-income families are faced with ongoing challenges in budgeting and balancing the regular costs of living with meeting the need for more occasional and one-off items. But it is not just expenditure that is ‘lumpy’ in this way. Income can also come into households at different times and in different amounts. Research with families looking in depth at money management highlights something of a paradox in the juggling of low income.

A manifesto for ending child poverty

01 November 2019
This election period, we want all candidates from all parties to make a commitment to tackle child poverty. We've put together the big things we're calling for from the next government in a manifesto. We want the next government to invest in children's benefits, bring in a child poverty strategy and build a more effective social security system for us all. 

Upfront for families? Childcare costs in universal credit

29 October 2019
For many families upfront childcare costs are a significant barrier to work. Under tax credits, parents can get financial support for upfront childcare costs. However, under universal credit any help with childcare is paid retrospectively. This is a big problem as the majority of childcare requires parents to pay for a month/term in advance.

Pushing back: A take on life in poverty in London

18 October 2019
A group of children, young people and parents with experience of living in a low income in London, have this week launched a new report, Pushing back: Our take on life in poverty in London. The group, known as the ‘A Different Take’, worked with CPAG and the University of Leeds between January and June 2019, to discuss their experiences of living on a low income and to develop their own agenda and solutions. In this blog post, 15-year-old Londoner Beatrice Franks reports on her experience.

Pushing Back: Our take on life in poverty in London

18 October 2019
This report has been developed by the A Different Take London panel. We are a group of children, young people and parents with experience of living on a low income, and people from Child Poverty Action Group and the University of Leeds. Between January-June 2019 we have been discussing our own experiences and priorities and talking to the people in our communities, to develop our own agenda around the most important issues affecting the lives of people in poverty and what we think should be done about them.

Worse off: The impact of universal credit on families in Tower Hamlets

16 October 2019
We know about the many design problems with universal credit, but what about the impact it has had on families? CPAG and the London Borough of Tower Hamlets have published a new report revealing the experiences of families with children on universal credit in Tower Hamlets, as well as the impact universal credit has had on the local authority and others in the borough. Alice Woudhuysen, author of the report, highlights its key findings.

Worse off: The impact of universal credit on families in Tower Hamlets

16 October 2019
Tower Hamlets has the highest rate of child poverty in the UK: 57 per cent, after housing costs are taken into account. In 2017, Tower Hamlets became one of the first boroughs in London to become a universal credit ‘full service’ area. The London Borough of Tower Hamlets commissioned CPAG to research the experiences of families with children in receipt of universal credit.